We use state-of-the-art technologies at the intersection of AI and finance to achieve qualitative benefits — accurate client scoring and fast decision-making that make our services accessible for a wider range of customers.
Digital online lending platform
What makes our scoring system effective
  • A unique scoring system
    that estimates nearly 10 000 client parameters within a few seconds
  • 3-dimensional behavioral analysis,
    which assesses the date of the last purchase / purchase frequency / the amount of money spent
  • A high accuracy when evaluating clients’ solvency,
    which is feasible due to scoring system features
  • The company processes more than 1.5 million
    applications per year
  • In-house machine learning mechanisms
    underlying behavioral analysis and client scoring
  • The provision of automated scoring services
    to external partners, engaged in lending
500
features can be assessed by scoring model
1
week to implement a new scoring feature
10
seconds to process one application, including additional data requests
130
queries per second can be processed by the model (without data requests)
Our partners